Captive vs. Independent

As this is an old thread with a new post, you are probably already into your captive operation full throttle.

Frequently, the GA or MGA will have the agent assign commissions. It puts you in the check-writing business, but you have more control.

Most important because you are providing leads -- make sure every agent understands clearly that you are placing spot-check phone calls to the leads, to make sure they are satisfied with the service; was the presentation clear and understandable?; did you sign an application?; if so, what company? -- or whatever. If you never make one call, the agents won't know that. As long as they think you are doing this is all that's important.

atlantainsguy
 

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