The reason their premiums are high is because they cover drugs thru the donut hole.All tiers. But i think SNP requirements will be tougher this year.
If you look at the spread of plans, you will notice the Platinum plans are the ones taking the big jump. I understand CIP took a hit from adverse selection. It seems that 5% of their clients accounted for about 80% of their costs. Too many smart clients saw the tier 5 too good to pass up with their expensive Rx. Now CIP is raising Platinum high enough to hopefully purge the problem. Agents can still sell the Gold plans competively.