Carrier that Will Approve Anyone?

[jdeasy]

When I wrote for UA I picked up LH for FE because they were far better priced than UA.

That alone tell you all you need to know about UA.

 

[quackattack99]

glad you asked, can only copy and paste them. If you want to private message me with your email, I will be more than happy to send you a snap shot of the questions.

You can only copy and paste them? Why not just type them out for everyone to see? You are obviously pimping your product here, which is cool with me, but show us the questions that pretty much allow everyone to qualify.

 

[msurrano]

You can only copy and paste them? Why not just type them out for everyone to see? You are obviously pimping your product here, which is cool with me, but show us the questions that pretty much allow everyone to qualify.

honestly i dont feel like typing out 5 questions. I dont have time to sit on here all day. If you want the questions email me [email protected]

you will have your questions in less than 5 seconds. I have no issues sending out information. When they ask for a quote I gave it.

 

[jdeasy]

honestly i dont feel like typing out 5 questions. I dont have time to sit on here all day. If you want the questions email me [email protected]

you will have your questions in less than 5 seconds. I have no issues sending out information. When they ask for a quote I gave it.

So you are just spam lite?

 

[msurrano]

So you are just spam lite?

well actually just copied and pasted them in a email to someone else, so i have it readily available. Listen i am here to help all of you agents out there. we do have some great products. If your not interested thats fine. There is plenty of other agents that i help every single day. You should probably check out CSG and look at the increase in premium United American took in last year.

 

[FEX Quotes]

I also have a 10 year guaranteed renewable term, guaranteed renewable to age 120. On the 10 renew. term we offer a deposit fund rider. Basically client makes their premium payment and can send in additionaly money, a minimum of $5. They will earn 3% guaranteed on the extra money they put in. They have immediate access to their money. They can put up to the face amount.

This sounds interesting. What is the 10 year term rate for a 60 year old female non-tobacco? This could be an answer to the AARP term product that we run into.

 

[jdeasy]

well actually just copied and pasted them in a email to someone else, so i have it readily available. Listen i am here to help all of you agents out there. we do have some great products. If your not interested thats fine. There is plenty of other agents that i help every single day. You should probably check out CSG and look at the increase in premium United American took in last year.

I'm definately not interested. I've had enough dealings with UA to last a lifetime.

They are in the same boat as Parker and Asses as far as I'm concerned.

 

[TDFnCali]

Ok, so how do you know that and I don't? Since I have an account with fexquotes and I don't see United American on there...
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You have my attention but what EXACTLY are the 5 questions?

$45/mo for 60/F/NT for 10k grabs your attention?? Why dont u just sell LH then?

Horribly overpriced!

 

[msurrano]

I'm definately not interested. I've had enough dealings with UA to last a lifetime.

They are in the same boat as Parker and Asses as far as I'm concerned.

im going to go out on a limb and say you probably worked through one of our branch offices 7-15 years ago.....But like i said thats fine if you dont, im placing free direct mailers for agents every single day. I also talk to agents every day that have been retired for 18 years or more and havent sold a policy since, and STILL receive our renewals.
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This sounds interesting. What is the 10 year term rate for a 60 year old female non-tobacco? This could be an answer to the AARP term product that we run into.

about $35, again simple issue, no physical exams, real policy not a certificate, guaranteed renewable to age 120, deposit fund rider available, double digit renewals, and renewals paid for the life of the business. We will also take the annual premium, and put 10% of that annual premium into a lead and marketing account. We also have med sups to help open doors for fe sales. Med sups is our primary market. We pay level renewals on the sups. Our health products we put 15% into the lead account. We average 3-5% returns on med sup direct mailers, they are EXCLUSIVE to you. I also have an annuity getting 3% guaranteed with no lock in times, surrender chargers, up front commission loads.

 

[jdeasy]

im going to go out on a limb and say you probably worked through one of our branch offices 7-15 years ago.....But like i said thats fine if you dont, im placing free direct mailers for agents every single day. I also talk to agents every day that have been retired for 18 years or more and havent sold a policy since, and STILL receive our renewals.

It's only been 5 years since I last sold anything for UA and it was not a branch office. I also had a hell of tim e with them stealing commissions and still do.

One of hundreds of agents that had/have that problem with them to this day.

You can pump that sunshine all you want. The deck is stacked against you.