Carriers that dont require f2f with e app

Which carriers do not require a face to face interview when using their e apps?
What you need to know is what carriers can be sold over the phone. Really no need for an eapp.

RNA
Prosperity
AmAm - if approved
LBL
Sentinel

With this line up you should be able to get them approved.
 
Whats the difference between Golden and Choice on American Amicable on Fex quotes? I'm assuming the more expensive Choice is for tele sales? There the hot company right now as all the big imo's moving to them. NSRH was there first but many big boys following now.
 
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