Discussion in 'General Insurance Agent Discussions' started by MaineInsuranceGuy, Oct 20, 2008.
Anyone know the cheapest E & O you can get for $1mm / $1mm? Thanks!
Join IHIAA, it's like $400 a year for $20 per month, that and the other benefits make enrollment basically free.
Is there a number I can reach you at tomorrow? Definitely interested to speak with you, and I did check out the website. Thanks!
It's not my site, the main man is John Petrowski, you can email him at [email protected], tell him I sent you!
No, tell him I sent you.
Tell him we both sent you!! LOL
I find it humorous many people on here scoff at the idea of selling the cheapest health insurance but try to find the cheapest possible insurance for every other risk.
"You need to have a $6,000,000 limit on your health insurance, don't buy a plan with an annual maximum, blah, blah, blah."
"Where can I get ultra-cheap car insurance, you know just to get me an insurance card? I just want to cheapest term life insurance policy I can find. DI insurance? I don't need no stinkin' DI insurance."
I was thinking along the same lines. For me, I look also at the fine print... the deductibles that bring my premium cost down... will this bite me? will it cover me sufficiently? what else is excluded?
IOW, just how many out there have read their own E&O policies? After this job detail, then I ask if there is a more competitive product....
In defense of the newbies.... they have limited resources getting started and are very cost concious. Having a mandatory requirement always spawns the desire for the cheapest way around the rule. And the big question.... IS THIS REALLY NECESSARY?
I'd stay far away from them. I've heard they spam a lot of internet forums with garbage posts and don't contribute anything worthwhile.
I have 1million/2million coverage and I pay 495.00 per year, and the company will allow you to pay in 12 installments if you don't want to pay it all up front.
Here's their website
National Ethics Bureau
Separate names with a comma.