Cheapest E & O Insurance

Discussion in 'General Insurance Agent Discussions' started by MaineInsuranceGuy, Oct 20, 2008.

  1. MaineInsuranceGuy
    Offline

    MaineInsuranceGuy Member

    Posts:
    7
    Likes Received:
    0
    State:
     
    Anyone know the cheapest E & O you can get for $1mm / $1mm? Thanks!
     
  2. Guest
    Offline

    Guest Guest

    Join IHIAA, it's like $400 a year for $20 per month, that and the other benefits make enrollment basically free.

    IHIAA-Home
     
  3. MaineInsuranceGuy
    Offline

    MaineInsuranceGuy Member

    Posts:
    7
    Likes Received:
    0
    State:
     
    Is there a number I can reach you at tomorrow? Definitely interested to speak with you, and I did check out the website. Thanks!
     
  4. Guest
    Offline

    Guest Guest

    It's not my site, the main man is John Petrowski, you can email him at [email protected], tell him I sent you!
     
  5. GreenSky
    Offline

    GreenSky Well-Known Member

    Posts:
    14,823
    Likes Received:
    24
    State:
    Nevada
    No, tell him I sent you.

    Rick
     
  6. Guest
    Offline

    Guest Guest

    Tell him we both sent you!! LOL
     
  7. bobson
    Offline

    bobson Well-Known Member

    Posts:
    1,058
    Likes Received:
    2
    State:
     
    I find it humorous many people on here scoff at the idea of selling the cheapest health insurance but try to find the cheapest possible insurance for every other risk.

    "You need to have a $6,000,000 limit on your health insurance, don't buy a plan with an annual maximum, blah, blah, blah."

    "Where can I get ultra-cheap car insurance, you know just to get me an insurance card? I just want to cheapest term life insurance policy I can find. DI insurance? I don't need no stinkin' DI insurance."
     
  8. retread
    Offline

    retread Well-Known Member

    Posts:
    1,932
    Likes Received:
    5
    State:
    Kansas
    I was thinking along the same lines. For me, I look also at the fine print... the deductibles that bring my premium cost down... will this bite me? will it cover me sufficiently? what else is excluded?

    IOW, just how many out there have read their own E&O policies? After this job detail, then I ask if there is a more competitive product....

    In defense of the newbies.... they have limited resources getting started and are very cost concious. Having a mandatory requirement always spawns the desire for the cheapest way around the rule. And the big question.... IS THIS REALLY NECESSARY?
     
    Last edited: Oct 21, 2008
  9. Newby
    Offline

    Newby Well-Known Member

    Posts:
    13,404
    Likes Received:
    33
    State:
    Indiana
    About McCarty:

    I'd stay far away from them. I've heard they spam a lot of internet forums with garbage posts and don't contribute anything worthwhile.
     
  10. VaDwayne
    Offline

    VaDwayne Well-Known Member

    Posts:
    1,810
    Likes Received:
    4
    State:
    Virginia
    I have 1million/2million coverage and I pay 495.00 per year, and the company will allow you to pay in 12 installments if you don't want to pay it all up front.

    Here's their website

    National Ethics Bureau
     

Share This Page