Christian Fidelity® Assurance (Oxford)

[inreverse]

Got a marketing email today showing rates for a 70 year old NT female at about 15% lower than Oxfords rates $44.73 for 10K, is comp really at 55%? Anyone familiar with this program?

 

[elitemind]

I got that email too today, and did some research. They seem to be low rates like that Standard Life & Casualty Company. I am sure I saw someone on here appointed with them already. The commission is low.

 

[tins]

Just saw that, also.
Smart idea. They know they won't be the go to carrier at that comp, but should get a ton or replacement business.

 

[Todd King]

Yeah, the rates are low, but what about the underwriting?

I'll bet the client has to walk on water (pun intended).

 

[donamese]

Yeah, the rates are low, but what about the underwriting?

I'll bet the client has to walk on water (pun intended).

Same as the Oxford Life app.

 

[rousemark]

Are premiums less than Oxford's?

 

[donamese]

Are premiums less than Oxford's?

Yes, I believe about 15% lower. From what they told me, they are pretty much the original Oxford Life rates. This program was brought out apparently as a last app out of the bag to ensure you can close a client since the rates beat pretty much anyone out there, you take the commission hit but get a sale where you would normally be walking.

 

[rousemark]

Yes, I believe about 15% lower. From what they told me, they are pretty much the original Oxford Life rates. This program was brought out apparently as a last app out of the bag to ensure you can close a client since the rates beat pretty much anyone out there, you take the commission hit but get a sale where you would normally be walking.

I am sorry.. I should have reread your OP before asking. I see you answered my question there..

Even SL&C is a little higher @ $45.53. But they do pay 100%+

 

[FEX Quotes]

I have the Christian Fidelity rates ready to be shown in the FEX Quote Engine, but the only thing I am missing is an agent guide.

If anybody has the agent guide for Christian Fidelity, could they shoot it over to me?

 

[WinoBlues]

I was told they are not in all states. Not in CA.