Continental Wrap around and GTL

Jul 10, 2007

  1. honestagent
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    honestagent Guru

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    Anybody every hear or know why the hospital wrap would not pay by either carrier? Okay you write a policy, client is approved and attains policy? What, if anything, now would prevent either one of these 2 companies from paying and or indemnifying the policy owner in reference to his / her hospital stay and yes, the client did stay overnight.
     
  2. pfsthib
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    pfsthib Super Genius

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    90 day waiting period? I beleive Continental is a 24 hour stay.
     
    Last edited: Jul 11, 2007
    pfsthib, Jul 11, 2007
    #2
  3. policy doctor
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    policy doctor Guru

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    FYI

    Hey Honest,

    If you don't have a sample policy, order one from the company or make a copy of the one you delivered to your client.

    That policy is a contract between them and the insurance company.

    That's what you did...you brokered a contract between 2 parties.

    Now look over the paragraphs, and find the one that reads...Exclusions and limitations. That reveals under what conditions company does not pay.

    I usually point these out in the initial sales call....
     
  4. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    BOy, what a headache!
     
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