If someone wants an accident benefit, sometimes the SS works out, sometimes not.
When I am not using Time the GAP plan (Loyal American) is available stand alone for $195/year for a $10,000 accident benefit with $0 deductible.
That is a per person price. Not bad for one person. Get's pricey if you add it on a large family.
I do have the option of offering each family member different benefits, anywhere from $0 to $10,000.
Just never been big on selling supplemental benefits. Most of the supp benefits are commission generators that never pay off (except for accident coverage). Problem is, you can't unbundle most of them.
GAP is diffferent. Everything is built around the accident plan. If someone really wants a CI or cancer rider they can have it.
When I am not using Time the GAP plan (Loyal American) is available stand alone for $195/year for a $10,000 accident benefit with $0 deductible.
That is a per person price. Not bad for one person. Get's pricey if you add it on a large family.
I do have the option of offering each family member different benefits, anywhere from $0 to $10,000.
Just never been big on selling supplemental benefits. Most of the supp benefits are commission generators that never pay off (except for accident coverage). Problem is, you can't unbundle most of them.
GAP is diffferent. Everything is built around the accident plan. If someone really wants a CI or cancer rider they can have it.