Current Top 5 FE Carriers?

[TDFnCali]

Vantis = Best for "1 Foot In Grave" clients

Thats ^^^^ Cold bruh!!

 

[Rearden]

Oh yes, AmCon would be a top 5 carrier -- like them long time.

 

[Iwillpay]

Forethought = Best Replacement Carrier
5-Star = All Around Best Carrier
Monumental = COPD, 12-24 months heart issue carrier
RNA = Best Priced Fully U/W WL product for FE market
Vantis = Best for "1 Foot In Grave" clients

Can you clarify/expand what you mean by "Best Replacement Carrier"

 

[Rearden]

There's so many extra goodies (double indemnity included in price, grandchild rider, accelerated death benefit) in addition to it being low priced -- good if you run into someone with pretty good coverage already.

 

[jdeasy]

Can you clarify/expand what you mean by "Best Replacement Carrier"

I was wondering that too. I think LH, Bankers and Old American are the best replacement carriers but I don't think that's how Dave meant it.

 

[Newby]

There's so many extra goodies (double indemnity included in price, grandchild rider, accelerated death benefit) in addition to it being low priced -- good if you run into someone with pretty good coverage already.

Plus the 24-hour death claim. It's feature loaded. If they could only accept more people at the preferred rate.

 

[rousemark]

Surprised no one but me would consider Settlers a top five company.. ? Compettive premiums (cheaper than many that are mentioned), fair underwriting, continuous pay/20 pay/10 pay/single pay options, beneficial riders. A little less 1st year commission but strong renewals and a super courteous and efficient home office staff.

When it comes to premiums alone, Standard Life and Casualty.

 

[edward67]

What niche does Settlers fill? Their rates for say 10k Face and up are not the lowest by any means.

 

[pcbinsurance]

Nothing I hate more than a strick app.....

 

[Newby]

Surprised no one but me would consider Settlers a top five company.. ? Compettive premiums (cheaper than many that are mentioned), fair underwriting, continuous pay/20 pay/10 pay/single pay options, beneficial riders. A little less 1st year commission but strong renewals and a super courteous and efficient home office staff.

When it comes to premiums alone, Standard Life and Casualty.

Settlers is a good one. They are more competitive on small face amounts $5,000 or less than larger ones.

The worst thing about them is no point of sale approvals and they don't allow replacement in Kentucky.