Good morning insurance fam,
Medically retired from the Army after 16 years, then went into mortgages. I'm 100% disabled from the VA and can't keep up with the constant nights that are required doing mortgages, (I would have to go to parties, attend dinners, etc.). I decided to get into mostly tele-sales insurance. As I spent most of my time in mortgages cold-calling realtors. Who get calls from mortgage bankers like every other hour. I ended up being successful doing 1.5-2 million a month in mortgages. All my business was from referrals and not purchased leads. So I have a healthy referral network and yes, I could get into property but the competition is brutal and it still ties me with realtors.
However, like I said, I want to slow down. At least physically by converting to tele-sales and directly selling to my buyers rather than working on just referrals.
I've noticed there seems to be one sector of insurance that seems to be more easily penetrable than most. That is D-SNPs and ACA U65 health. I could be absolutely wrong but in researching starting this, I found a lot of agents will just refer out D-SNPs.
On July 4th, the kids were at their moms and I woke up bored. So I started pre-licensing for LAS and took the test that night and passed. Pending finger prints here in GA.
My question is, are D-SNPs that much of a hassle? It seems that they can move plans quarterly, so you just have to touch the clients every now and then to keep them. I'm sure that they have complaints, but seriously. I would have realtors call me at 1 AM to run an app on someone in Cali at 10 PM. While calling me about approvals etc. all hours of the day and night. I just can't see anyone being more needy than realtors. Not to mention a 30-45 day sales cycle where someone can snipe or a deal can break day 28 because of something not disclosed etc.
Lastly, just to pile on, I am looking at a couple of IMOs. Any recommendations on an IMO that can meet what I'm looking for up there? So I have a healthy referral network and yes, I could get into property but the competition is brutal and it still ties me with realtors. I will get my P&C eventually for when my realtors need a quote at 1 AM which I'm sure happens, but I need to get away from those insane people. lol
Medically retired from the Army after 16 years, then went into mortgages. I'm 100% disabled from the VA and can't keep up with the constant nights that are required doing mortgages, (I would have to go to parties, attend dinners, etc.). I decided to get into mostly tele-sales insurance. As I spent most of my time in mortgages cold-calling realtors. Who get calls from mortgage bankers like every other hour. I ended up being successful doing 1.5-2 million a month in mortgages. All my business was from referrals and not purchased leads. So I have a healthy referral network and yes, I could get into property but the competition is brutal and it still ties me with realtors.
However, like I said, I want to slow down. At least physically by converting to tele-sales and directly selling to my buyers rather than working on just referrals.
I've noticed there seems to be one sector of insurance that seems to be more easily penetrable than most. That is D-SNPs and ACA U65 health. I could be absolutely wrong but in researching starting this, I found a lot of agents will just refer out D-SNPs.
On July 4th, the kids were at their moms and I woke up bored. So I started pre-licensing for LAS and took the test that night and passed. Pending finger prints here in GA.
My question is, are D-SNPs that much of a hassle? It seems that they can move plans quarterly, so you just have to touch the clients every now and then to keep them. I'm sure that they have complaints, but seriously. I would have realtors call me at 1 AM to run an app on someone in Cali at 10 PM. While calling me about approvals etc. all hours of the day and night. I just can't see anyone being more needy than realtors. Not to mention a 30-45 day sales cycle where someone can snipe or a deal can break day 28 because of something not disclosed etc.
Lastly, just to pile on, I am looking at a couple of IMOs. Any recommendations on an IMO that can meet what I'm looking for up there? So I have a healthy referral network and yes, I could get into property but the competition is brutal and it still ties me with realtors. I will get my P&C eventually for when my realtors need a quote at 1 AM which I'm sure happens, but I need to get away from those insane people. lol