I
Imladris
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Liberty National (also a Torchmark Company) offers it as well, but many producers don't even offer it because usually their other products will better meet their needs.
Decreasing term insurance
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Ditto!
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Who is the expert? The agent or the client? Who's in charge here?
I fire prospects if they want to control the conversation. Said goodbye to one this am.
I fire prospects if they want to control the conversation. Said goodbye to one this am.
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In most circumstances a client's life insurance needs do not decrease. You may have the one in a few that has his/her finances in order and needs something to cover a specific loan amount over a specific period of time.
I think you may find a basic 10/20/30 year level term plan the same or less premium anyway.
I think you may find a basic 10/20/30 year level term plan the same or less premium anyway.
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They would be less particularly since I doubt that there are any fully underwritten decreasing term plans. They would all be non-med.
Winter
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Ims01, what or who is VBA?
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