Dental coverage for seniors is wildly popular. Why don't candidates discuss it?

[InsuranceGuy29]

Caveat, not an agent.

I haven't shopped dental plans for a few years, and I am not going to now for a response to this thread, but that seems like a stretch to me.

I would expect a $30-$35 a month dental plan to have limited benefits or limited networks, or both.

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

 

[yorkriver1]

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

What is their reimbursement % on PPO? If that is actually their rate, I will look on their portal. More and more dentists are dropping out of dental insurance networks.

 

[renee15]

They're greatly subsidized by taxpayers, to put it mildly. You pay $175 a month for your part B, and the government is paying another $600 (more with MA). And that overlooks Part A and Part D, with the latter being paid 70% by the government.

you are forgetting the Medicare payroll taxes consumers paid into for decades And supplements cost a few hundred on top of the $170ish
PDP premiums are now very high-all plans with deductibles

 

[LostDollar]

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

What is their reimbursement % on PPO? If that is actually their rate, I will look on their portal. More and more dentists are dropping out of dental insurance networks.

Caveat, not an agent.

Do NOT expect something for nothing.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.

I don't know what the restrictive details might be but I am confident they are there.

 

[InsuranceGuy29]

Caveat, not an agent.

Do NOT expect something for nothing.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.

I don't know what the restrictive details might be but I am confident they are there.

I've had clients on it for 5 years with no issues.

 

[LostDollar]

I've had clients on it for 5 years with no issues.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.

 

[qureshia110]

Dental coverage for seniors is wildly popular. Why don't candidates discuss it?

Nearly half of older adults don't regularly visit a dentist. Voters overwhelmingly support adding dental benefits to Medicare.

www.usatoday.com

About nine in 10 voters support adding a dental benefit to Medicare, according to a poll of 1,000 registered voters commissioned this summer by the nonprofit CareQuest Institute for Oral Health, which is focused on access and equity, and the Oral Health Progress and Equity Network. The issue has nearly universal support among Democratic voters and 85% support from Republicans.

Neither Harris nor Trump mentions extending dental coverage in their platforms or major speeches. The candidates' priorities in their Sept. 10 debate included the price of groceries and the future of the Affordable Care Act, but neither has consistently advocated for dental care or oral health.

It's clear that adding a dental benefit to Medicare has broad bipartisan support, yet it's frustrating that key candidates aren't prioritizing oral health.

 

[hockeyday]

Social Security Trust fund is actually admitting benefits will be cut 20% in 2034.
But we all want more free chit...........
2nd largest expenditure is interest........
I'd say we're broke.

Raise the income shut off on when people stop pay to 500k from 167k and the whole problem is fix, won't happen now that president elect musk and vp trump are running congress

 

[rmhaire]

Raise the income shut off on when people stop pay to 500k from 167k and the whole problem is fix, won't happen now that president elect musk and vp trump are running congress

Get that off of CNN this morning?

 

[Special Agent]

Raise the income shut off on when people stop pay to 500k from 167k and the whole problem is fix, won't happen now that president elect musk and vp trump are running congress

probably good idea however i would like them to wait until i'm dead to implement it or raise the SS maximum benefit if i pay in more in