Dental coverage for seniors is wildly popular. Why don't candidates discuss it?

[InsuranceGuy29]

Caveat, not an agent.

I haven't shopped dental plans for a few years, and I am not going to now for a response to this thread, but that seems like a stretch to me.

I would expect a $30-$35 a month dental plan to have limited benefits or limited networks, or both.

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

 

[yorkriver1]

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

What is their reimbursement % on PPO? If that is actually their rate, I will look on their portal. More and more dentists are dropping out of dental insurance networks.

 

[renee15]

They’re greatly subsidized by taxpayers, to put it mildly. You pay $175 a month for your part B, and the government is paying another $600 (more with MA). And that overlooks Part A and Part D, with the latter being paid 70% by the government.

you are forgetting the Medicare payroll taxes consumers paid into for decades And supplements cost a few hundred on top of the $170ish
PDP premiums are now very high-all plans with deductibles

 

[LostDollar]

Nope....Mutual of Omaha. $32/month. $5,000 in benefits. PPO.

What is their reimbursement % on PPO? If that is actually their rate, I will look on their portal. More and more dentists are dropping out of dental insurance networks.

Caveat, not an agent.

Do NOT expect something for nothing.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.

I don't know what the restrictive details might be but I am confident they are there.

 

[InsuranceGuy29]

Caveat, not an agent.

Do NOT expect something for nothing.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.

I don't know what the restrictive details might be but I am confident they are there.

I've had clients on it for 5 years with no issues.

 

[LostDollar]

I've had clients on it for 5 years with no issues.

A dental insurance carrier is not going to offer $5K in benefits for $32 per month without carefully crafting plan networks and benefits to control the amount of their payout liability under the plan.