Dentists Dropping Out of Dental Networks

I wonder if more dentists are not starting to offer their own in house versions of "reduced network pricing for a premium" types of plans?

(My apologies -- I do not have the technical insurance vocabulary to express that more clearly. I think you will understand what I am asking and can expand on it if appropriate.)

Thanks for posting the article, I think I see a slightly different version of that in my city.

Dentists not even starting to accept plans other than BCBSKS or DeltaDentalKS and then dropping out of the other plans. They just sign up with BCBSKS and DeltaDentalKS and leave it at that. You have other insurance, they'll file for you, but you owe them the full remaining balance of their bill after your carrier pays their share of their out-of-network allowed amounts.

One can certainly see the draw of a large MAPD dental allowance that would just make a payout based on a paid dental bill.

When I saw BCBSKS allowed amounts and payment amounts 3 years ago, compared to those of another carrier, I thought then that reimbursement rates were a significant reason I would see only a small number of dentists accepting "other" plans.
 
Dental insurance is a rip off for most people unless they have a high utilization rate.

If you get your teeth cleaned 2x per year and rarely anything else.... pay cash and save $500-$1000 a year.

Even group rates are getting expensive and no longer making sense for many people.
 
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