Direct appointment or cluster?

[mikem2015]

Dude, wtf are you talking about. They non renewed ALL their commercial business. Are you trolling us?

Maybe allstate direct but we are brokering a lot or out right now

 

[Markthebroker]

Maybe allstate direct but we are brokering a lot or out right now

Yeah man, Allstate agents took a huge commission cut, too. Allstate is basically the worst place you could be right now.

 

[Allen Trent]

Doesnt really matter right now

I am looking at purchasing a book of business with a dozen or so carriers. do you think it is better to get direct appointment to each carrier or go though a cluster. I assume the cons with the cluster is your sharing some profit with them.
Any suggestions or thoughts would be greatly appreciated.

Doesnt really matter right now which way you go, everything in PC is a cluster#%*&

 

[Markthebroker]

Doesnt really matter right now

Doesnt really matter right now which way you go, everything in PC is a cluster#%*&

I see what you did there.

 

[Allen Trent]

the cluster is your sharing some profit with them.

You are not sharing some profit with them, they are sharing revenue with you I think as they are further up the upline ladder.

Sharing of revenue is alot different than sharing of profit

 

[marindependent]

I have no idea what you guys are talking about - Lara says everything is fine and that there is now a home hardening discount available.

 

[Markthebroker]

I have no idea what you guys are talking about - Lara says everything is fine and that there is now a home hardening discount available.

Joe Rogan had a great quote in his recent comedy special.

"Before the pandemic, I used to trust the government. Now I'm not sure if we actually went to the moon."

 

[mikem2015]

Yeah man, Allstate agents took a huge commission cut, too. Allstate is basically the worst place you could be right now.

Yeah a little bit but. I know most of my independent agent friends are doing good because they can place anywhere.