Direct Express

[NewbieNewbie]

Is there a way to obtain a routing and account number for direct express. I prefer eft for persistency. I know the large majority are issued through Comerica. Thanks in advance.

 

[Baseball7]

Nope

 

[DonP]

With De cards if you use true ss billing like prosperity or Trans you should have great persistency . Maybe your asking because you want advancement on commissions?Don't be fooled by Meta bank as it has routing #'s but I've had little luck with persistency with it . Generally with those type accounts I just walk or if Gi write Aig or Gerber and get out fast . From the green dots etc I walk .

 

[Baseball7]

Direct express - use card info with prosperity
Metabank and other cards- walk away

 

[shonceman]

With De cards if you use true ss billing like prosperity or Trans you should have great persistency . Maybe your asking because you want advancement on commissions?Don't be fooled by Meta bank as it has routing #'s but I've had little luck with persistency with it . Generally with those type accounts I just walk or if Gi write Aig or Gerber and get out fast . From the green dots etc I walk .

I recently wrote a up a young lady (client's daughter) whose draft came back nsf in the third month. She said she was having some trouble due to fraudulent activity, so the bank locked her account. But she offered that she had another account she could use. It was a Green Dot account. I have never heard of them before that day, but the first draft to them failed. Does Green Dot not do ACH?

 

[Baseball7]

That sounds like the biggest charge back I could ever hear someone describing.

 

[DonP]

Green dot deposits 2-4 days ahead of the draft date . Run from them. I never had one stay on the books . Haven't written one in yrs .

 

[mudhound]

DE means poor persistency