Disability After 65?

[buckistater]

Does anybody know of any carriers offering DI to individuals still employed after retiremend age (actual age 73), self-employed truck driver?

Thanks!

 

[LGilmore]

Wouldn't advise anyone to purchase it at that age. Try Lloyds if you want to see how limited the market and coverage is. After doing it myself for a client, I couldn't reccommend it. Left it to them to decide.

 

[scagnt83]

Lloyds/Peterson Int will cover them, but its not cheap at all; they have to be a high income earner for it to make sense to purchase; the premiums will most likely be around 10% of their yearly income (maybe more for that age)