Disability Buyout Insurance - Newbie Q

All of these carriers are going to ask about other coverage in force or applied for, and there is a remarks section for you to place the fact that you are going to Lloyd's for additional coverage. I would put it in both places.

The application will become part of the contract, as a copy is added so as to record all of the facts as they are known to the insurance company.

This would be your way of documenting that they are aware of this and that they issued coverage knowing it.
 
I have placed plenty of B/S cases over the last five years and could easily provide you with the support needed to get the case issued and avoid the conflicting statements from the carriers. You can PM me if interested and we can discuss a fair split for my time and knowledge.
 
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