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The strategy would be cash accumulation for the child's future. Let's say I determine that I wish to invest 100 grand into an iul. The software determines I need x amount of death benefit. Let's say I want to funnel that cash in as quick as I can without violating the seven-pay test. Would that much premium paid in that quickly be allowable on the life of a 10 year old?
I appreciate the responses.
A juvenile horse is a colt. A mature male is a stud or stallion. A female before she foals is a filly and afterwards is a mare. A castrated stallion is a gelding. A male ass is a Jack and a female is jenny.
It certainly does! An insurance spy...far more intriguing than the traditional variety...Does this mean you are a spy?
good luck with your 100 grand into a kids policy avoiding a MEC...... Realize there are face amount limits for kid's policies as well.
Have you got a kid or family with a 100k for a kid's policy? Or is this a pluck from my a ss for grins and giggles?
Yes, some of those are definitely large companies and we're probably seeing an offshoot.
For example: American Family Life Assur NY
Quack!
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Companion Life, also a NY company, can attribute some of its rating to Mutual of Omaha, its parent company. Larger companies create smaller companies domiciled in NY to open a sales channel. The larger company can continue without complying with NY restrictions, like 1st year commissions.