Hate to burst your bubble but some of the biggest insurance scams have been run by MDRT/CLU members. One that stands out in my mind was a leading producer with KC Life back in the 80s. He started issuing his own certificates to his commercial and payroll clients. They finally caught up with him and he went to prison. MDRT guys can lie with the best of them.Top producers that you meet through MDRT are not incentivized to lie to you like your IMO is.
What's the best line of insurance to pursue for my goals?
The ones that we sell.
What leads should I focus on?
The ones that we can get you.
What resources should I use for training?
The ones that we give you.
Which agencies should I avoid?
All the ones that aren't us.
Following this advice is no way to become a well-rounded and successful agent.