Does your agency conduct renewal reviews for personal lines

Kim, Florida markets are arguably better than NY right now (amazing, right?) so you likely have more choices for customers. As of this writing, only E&S is available in NY on the HO side, except far upstate, so admitted renewals are gold right now, regardless of renewal pricing. That's for HO, and CL. PAP/Commercial auto is almost as bad. Retention is still mid 90s. Things have to bet better in 2025.
 
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