- 7,790
Re: Dwi but Progressive Dont Know.
If I were you, I would lay off the booze when driving!
If I were you, I would lay off the booze when driving!
Dwi but Progressive Dont Know
- Thread starter ejack
- Start date
- 4,132
" I have heard of them denying claims because of false information provided by the insured"
You have to remember these are contracts. Binding both parties. When smokers used to lie about it on life policies the old school was just give the widow a reduced amount of money based on what a smokers policy would have bought for the premium. That had been the general practice.
Not so long ago when a widow challenged it, the courts ruled that a fraud was committed and NO payment at all was required and should not be paid.
One of the things on every application is a statement along the lines of " I submit all information is true and correct to the best of my knowledge." Simply, can you answer that question honestly with what you know?
The real cost might not be premium savings, it might be the cost of having to pay for an accident for decades out of your own pocket.
You have to remember these are contracts. Binding both parties. When smokers used to lie about it on life policies the old school was just give the widow a reduced amount of money based on what a smokers policy would have bought for the premium. That had been the general practice.
Not so long ago when a widow challenged it, the courts ruled that a fraud was committed and NO payment at all was required and should not be paid.
One of the things on every application is a statement along the lines of " I submit all information is true and correct to the best of my knowledge." Simply, can you answer that question honestly with what you know?
The real cost might not be premium savings, it might be the cost of having to pay for an accident for decades out of your own pocket.
briangruss
Expert
- 41
Sounds to me like your trying to play games. You made a mistake, you should take the responsibility and do the right thing. If you have to ask what the right thing is, you probably already know the answer.
I am not trying to be on a high horse as I make mistakes too.
I am not trying to be on a high horse as I make mistakes too.
- 7,790
Is it blackmail if you wire me $1,000 to not reveal this to Progressive? I am very close with Flo!
- Thread starter
- #15
okay thank you all for the information. Turns out that my premium didn't increase for not having my valid dl# on file. It just renewed as usual. I will tell them my new dl# after the 3 years has passed which will be this year and it will be as if it never happened. All I wanted to know is would the fee for not having my dl# be greater than the premium increase of having a dwi. But there was no fee so there. I have filed claims since having a new dl# and that didn't seem to matter.
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