Election Periods

[jdeasy]

What gives? Page 24 of your reference:

Part B and Group Health Plan Coverage from
an Employer or Union

Your Part B enrollment rights can be affected if you have coverage through an employer (including FEHBP) or union, and you or your spouse is still working.
When the employment ends, three things happen:

You may get a chance to elect COBRA coverage, which
continues your health coverage through the employer's plan
(in most cases for only 18 months) and probably at a higher
cost to you.

You may get a special enrollment period to sign up for Part B
without a penalty. This period only lasts for 8 months after
your employment ends. This period will run whether or not
you elect COBRA, so if you wait until your COBRA ends, your
special enrollment period will probably be over.

If you sign up for Part B, it will also start a 6-month Medigap open enrollment period which gives you a guaranteed right to buy a Medigap (Medicare Supplement Insurance) policy. Once this period starts, it also can't be delayed or repeated.

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What did I say that contradicts this?

You said that one gets this 6 month period at anytime they sign up for part B. In this case, it's only because of the situation listed.

Do you not understand context?

 

[Professor Leads]

You said that one gets this 6 month period at anytime they sign up for part B. In this case, it's only because of the situation listed.

Do you not understand context?

Here is the definition of Open Enrollment Period per CMS' guidebook. I get context--but you aren't acknowledging basic terms, yet. So before you go smugly slamming me for false and misleading info as well as not understanding context, go read the glossary first.

Open Enrollment Period (Medigap)—A
one-time-only, 6-month period when Federal
law allows you to buy any Medigap policy
you want that is sold in your state. It starts in
the first month that you are covered under
Medicare Part B and you are age 65 or older.
During this period, you can't be denied a
Medigap policy or charged more due to past
or present health problems. Some states may
have additional open enrollment rights [i.e. having
medicare under age 65] under
state law.

Per this definition it all hinges on when one enrolls in Part B. That is the Open Enrollment trigger.

 

[stormtracker]

Wonder how the ICEP is gonna go for the ObamaCare first go-'round? I suppose there will be no need for lock-in? If "enrollment" gets farmed-out, I sure would like a piece of that pie. Have the powers-that-be really thought out the logistics of such an undertaking? Not meaning to deviate off the subject, but just thinking...