Election Periods

[Todd King]

Why don't you just make it easy and better for him and put him on a medicare supplement? Does he know the difference between an MA and a med supp?

 

[dandan]

That would be my preferred choice! He is underage 65 on medicare disability, he is a diabetic on insulin with heart problems.

What company do you recommend?

 

[Professor Leads]

That would be my preferred choice! He is underage 65 on medicare disability, he is a diabetic on insulin with heart problems.

What company do you recommend?

It matters not his health...he is still in his Medigap Open Enrollment. Assuming your state has plans for under 65, he can take his pick.

 

[dandan]

How do you figure?

 

[jdeasy]

How do you figure?

Exactly. That's twice in just this thread that this dude has given false and misleading information. I sure hope he is not advising seniors.

 

[Professor Leads]

Exactly. That's twice in just this thread that this dude has given false and misleading information. I sure hope he is not advising seniors.

If he is within 6 months of enrolling in Medicare Part B then he is in Open Enrollment. Certain states require insurance companies to offer at least one kind of Medigap policy to people with Medicare under age 65.

Now, what was the other false and misleading piece of info?
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dandan

what state are you in?

 

[dandan]

Georgia, and in Georgia we do not have open ernollment for med supps for underage 65.

 

[moonlightandmargaritas]

Georgia, and in Georgia we do not have open ernollment for med supps for underage 65.

Go to medicare.gov.

According to zipcode, etc., it will show what plans, if any, are available for the U65 SSDI crowd.

 

[jdeasy]

If he is within 6 months of enrolling in Medicare Part B then he is in Open Enrollment. Certain states require insurance companies to offer at least one kind of Medigap policy to people with Medicare under age 65.

Now, what was the other false and misleading piece of info?
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dandan

what state are you in?

Not if he didn't enroll in part B when first eligible, and that's in any State. You keep confusing the first eligible with first taking part B. Go to page 23 of you 2009 Medicare and You booklet.

There is an exception for those that had coverage from an employer or union. See page 24 of that same booklet.

 

[Professor Leads]

What gives? Page 24 of your reference:

Part B and Group Health Plan Coverage from
an Employer or Union

Your Part B enrollment rights can be affected if you have coverage through an employer (including FEHBP) or union, and you or your spouse is still working.
When the employment ends, three things happen:

You may get a chance to elect COBRA coverage, which
continues your health coverage through the employer's plan
(in most cases for only 18 months) and probably at a higher
cost to you.

You may get a special enrollment period to sign up for Part B
without a penalty. This period only lasts for 8 months after
your employment ends. This period will run whether or not
you elect COBRA, so if you wait until your COBRA ends, your
special enrollment period will probably be over.

If you sign up for Part B, it will also start a 6-month Medigap open enrollment period which gives you a guaranteed right to buy a Medigap (Medicare Supplement Insurance) policy. Once this period starts, it also can't be delayed or repeated.

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What did I say that contradicts this?