Family First Life

I am looking to join FFL like next week, it all sounds good except one thing. They said to make the big money I would have to spend between $1000 to $2000 every week for leads. These could be Final Expense, Mortgage Protection, or a combination of both.
I don't know if that would work . I would have to sell a lot of policies and hope they didn't charge back.! Would anyone on the Forum do it ?

Question, if you had a machine in your home that you could put $1000 dollars into and it give you back 5000. How many times would you use that machine?
 
I'm actually a new agent with FFL. I have 3 FE policies and an IUL under my belt since getting my license in February. I'm basically doing this part time for now as I'm taking my real estate license exam soon. I got some good training from my upline and can reach out any time I need assistance. Like many agents, I have issues with getting good leads. I've been pleased with everything so far.
 
I'm actually a new agent with FFL. I have 3 FE policies and an IUL under my belt since getting my license in February. I'm basically doing this part time for now as I'm taking my real estate license exam soon. I got some good training from my upline and can reach out any time I need assistance. Like many agents, I have issues with getting good leads. I've been pleased with everything so far.

Develop your own leads. FFL is kinda notorious for reselling their leads.

Now with Integrity owning them, who knows if all the sub-Integrity companies are re-purchasing them too.

https://facebookads.agentautopilot.com
 
I'm actually a new agent with FFL. I have 3 FE policies and an IUL under my belt since getting my license in February. I'm basically doing this part time for now as I'm taking my real estate license exam soon. I got some good training from my upline and can reach out any time I need assistance. Like many agents, I have issues with getting good leads. I've been pleased with everything so far.
Are you purchasing the leads from the CRM?
 
I'm actually a new agent with FFL. I have 3 FE policies and an IUL under my belt since getting my license in February. I'm basically doing this part time for now as I'm taking my real estate license exam soon. I got some good training from my upline and can reach out any time I need assistance. Like many agents, I have issues with getting good leads. I've been pleased with everything so far.

What total premium on those 4 cases? What have -you- been paid? How much have -you- paid for leads and training?

That will give you some perspective on the training.
 
I don't understand why you guys keep asking this person how much he's been paid when he's already told you he's on a 100% contract? Are you that stupid or did you just start in insurance last week? We all know if you're on a 100% contract you get paid 100% of premium annualized over the advance months which are typically 9 unless you specifically chose less months to start getting paid residual sooner. Hello? McFly? The math isn't difficult. The real question is, what was your lead cost as opposed to pocketed earnings? I know several agents working at FFL who are all grossing over 200K as first year agents but they're all spending 50K to 80K on leads. Still not a bad net earnings.
 
$80,000 on leads and assuming they pay $30 each will get them 2667 leads. $200,000 AP and average sale is $600AP equals 333 sales. 333 sales from 2667 leads is a 13% close ratio. Well below average.
 
I don't understand why you guys keep asking this person how much he's been paid when he's already told you he's on a 100% contract? Are you that stupid or did you just start in insurance last week? We all know if you're on a 100% contract you get paid 100% of premium annualized over the advance months which are typically 9 unless you specifically chose less months to start getting paid residual sooner. Hello? McFly? The math isn't difficult. The real question is, what was your lead cost as opposed to pocketed earnings? I know several agents working at FFL who are all grossing over 200K as first year agents but they're all spending 50K to 80K on leads. Still not a bad net earnings.
So, you know for a fact he is on 100% with those particular companies? And that he gets 9 months advance.. You are really more brilliant that any of the other folks posting here. I had not seen him address those issues for fact. However, most of us know that FFL has a 140% contract but they pay that on very few companies.. Most pay less.. Would it not be reasonable to assume the same is true of a 100% contract.. But then, I haven't been in the business very long myself. So, I will ask you since you know.. How much has he been paid on those cases?
 
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