FE Persistency

What a totally ignorant, rude comment to make.

Oh yes, you are definitely the kind of person I want to take advice from and work with. NOT!

And yes, I am definitely HOLDING BACK ON THIS ONE!!!!!!!!!!!


Amen frank I think your letter with pics make alot of sense in selliing you and making a personal difference...IGNORE HIS STUPIDITY. There's no excuse around it...he meant what he said and YOU SHUT THE DOOR!!!!!
 
Mike, there is no such word as alot! Your ignorance shines again!:1arghh:

1996, The American Heritage Book of English Usage states that "alot is still considered an error in print" but notes that standard words have formed by fusion of the article with a noun, such as another and awhile, and suggests the possibility that alot may like them eventually enter standard usage

* I guess I'm just ahead of my time.....relax, I think we could call this forum informal.....

Better to keep your mouth shut and be thought a fool, than to open your mouth and leave no doubt.

Ok Rainman, try again.
 
I don't have too many fall off the books but I'm not a real hard closer. I probably walk away from some deals that others would close...but those MAY be the ones that fall off.

My thoughts are they have to have a policy before they can cancel it. Scott and I have discussed this before… If you as an agent "decided" not to close the sale for whatever reason sure you have no risk of charge backs, but I think you will come out way ahead if you close everybody you can. Lets say out of 10 "shaky" sales, 5 fall off. Well you still got 5 you would not have gotten if you did not close those "so-so" sales.

I also have no problem telling the client after a sale and before leaving… "Mildred you did a good thing today. You have protected your children and now they will not be burdened with any of your final expenses. Don't let anybody come and talk you out of this program…ect…

If you should also follow up with all clients that fall of the books… Most of the time you can save them… I would say the #1 reason policies fall off is the bank draft goes NSF, and the company automatically switches to quarterly billing, and our FE clients can't afford that and it lapses.
 
I agree with Hoosier. The numbers make sense to close more and even if some fall off you still got to keep more ON the books.

I've just got a very laid back style. I close a huge percent of my appointments but I probably have to go back a 2nd time more often than many other FE agents do.

Hoosier Daddy is a total efficency expert from my dealings with him. He's definitely the best final expense agent I've ever met.
 
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