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Fyi - if this is an out of territory app, Forethought will allow you to do the app through the mail and schedule the PHI at the client's convenience.
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You could write her with a co that uses actual age and save the age of 73... would amount to 3 or 4 dollar a month savings. 40 or 50 bucks a yr over the next 10 or 20 yrs, depending on how long she lives, adds up to a lot of money.