Final Expense Quote

Looking for a quote for a husband and wife. Both looking for $25K final expense.

Him: 03/01/45
Smoker
No health issues.
He is height/weight proportionate.

Her: 02/28/52
Non smoker
No health issues, but is obese.
5'5" 240lbs.

State is Oklahoma.

She is not overweight by most FE standards. She would qualify for 5star of you have them.
 
I think she'll qualify for anyone. Lafayette has the toughest ht/wt chart of any of my carriers I think.
 
Looking for a quote for a husband and wife. Both looking for $25K final expense.

Him: 03/01/45
Smoker
No health issues.
He is height/weight proportionate.

Her: 02/28/52
Non smoker
No health issues, but is obese.
5'5" 240lbs.

State is Oklahoma.


If they are that healthy then I would recommend RNA's fully underwritten whole. $25,000 face for him would be $130/mo. There would be an exam for him.

For her $59.79/mo. No exam required for her. She would most likely get rated because of build. I would guess a table 2 or maybe 3? SIWL with them for her is $90/mo so she would fall somewhere between the $59 and $90.
 
Last edited:
I was wrong about the weight, it was 265 for her, not sure if that makes much of a difference.

I have WL apps pending on both, but my captive company is very strict on the height/weight chart and I'm afraid she'll be rated up to an unaffordable premium.

If she is then I was going to let someone else do an FE policy on her. I won't know for a few more weeks until it comes back.
 
Is there any FE carriers without height weight restrictions?

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Oops. Don't want moonlight to scold me.

"Are" there any FE carriers without height weight restrictions?
 
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