Finding an FMO/IMO for P&C

[marindependent]

Is it possible to go directly through some companies and join a cluster for others?

Generally Yes

But how do I know which appointments are hard to get and which are easy?

By asking other agent

Would this be worth it if you aren't getting much of the bonuses?

Hard to say - would have to know the numbers here

want to add thank you very much

You are welcome