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Switching FMO's is like taking off today's dirty underwear and changing into yesterday's underwear from the dirty clothes hamper.
Do most men only wear their underwear one day?
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Switching FMO's is like taking off today's dirty underwear and changing into yesterday's underwear from the dirty clothes hamper.
Do most men only wear their underwear one day?
The older I get, the harder it is to go commando. I need something to support my nuts.Sometimes I go commando .. .
By the end of my first year I got empty promises from a carrier for $1500 in marketing funds and I had written like 65 Med Supps for them. I didn't see a penny.
I am in year two and I write a mix of Med Supp, MA, PDP. I wrote 146 with one carrier and did not even get a thank you email. I wrote 90 with another and they sent me $1000 in marketing funds. I'm up to 85 with the first company and got a little crystal sales award. Then I have three other senior carriers that I write a bit of business with.
I haven't tallied up everything from AEP yet but my FMO sent me a lovely $200 Amex giftcard for dinner on them. Most of my carriers are awesome about sending me thousands in swag for my community outreach though so I am grateful.
I expect nothing so getting some marketing funds, the award and a giftcard were icing on the cake.
Hustling gets you a very good Jan commission check and then retention commissions month after month. I made over $28,000 in commission from AEP last year and then I averaged $3000 a month this year for new business and retention. I'm excited to see what this January is going to bring in.
Unfortunately our main carrier cut their Med Supp bonus program significantly. Last year I did great with the bonuses.Nobody's giving you anything extra for med sups or pdp's . If your doing that many Med sups you should be getting $300 plus an app bonus's directly from the carriers . The big profit center is mapd . But each person has different negotiating skills to get the deals out there .
I also have a lot of accounts I service that I'm not the AOR because I offer Prescription Assistance Services regardless of whether they are mine or not. That kind of stinks because I do 100% of the work to get the Med Supp premiums paid without getting any compensation, but I get a ton of referrals from it.
No because I do patient assistance. I help clients find ways to pay their health insurance premiums through grants.Are these from where you replaced a med supp but they already had a good PDP?