The Palm Beach Post has an article on it. The nation's worst drivers? In Florida, we're No. 1 (again)! The Miami Herald ran this story not long ago Florida drivers rank second worst in the nation for being distracted by their cellphones | Miami Herald And then it becomes compounded with 1:4 drivers in this state has NO Insurance!!! You owe it to your clients/customers to push them with UM coverage, it's in almost every policy I write.