Fully UW $20K

[HoosierLife]

I got a guy 51 M NT that wants 20K in coverage for $40/mo. He's been shopping around. He's healthy. His only med is Xanax for anxiety.

He didnt want RNA 25K for $47/mo. He wants exactly $20K.

Does any company do a fully UW product under $25K? And what's the price. Thanks.

 

[VolAgent]

Xanax for anxiety...

I betcha there is more to it. Great candidate for SI. Sometimes you have to take what you can get.

 

[Josh]

I'd love to hear of the carrier that will. On such a small risk I'm not sure why they would go through the expense of underwriting.

 

[FEproducerKen]

I got a guy 51 M NT that wants 20K in coverage for $40/mo. He's been shopping around. He's healthy. His only med is Xanax for anxiety.

He didnt want RNA 25K for $47/mo. He wants exactly $20K.

Does any company do a fully UW product under $25K? And what's the price. Thanks.

United Heritage had a FUWL with fair rates. Will do $20,000. I think rate is 42 +or-. Just got appointed with them and don't have all the FUWL info

Rate is $42.26 UH pro plus

 

[WinoBlues]

United Heritage had a FUWL with fair rates. Will do $20,000. I think rate is 42 +or-. Just got appointed with them and don't have all the FUWL info

Rate is $42.26 UH pro plus

I would bet they would give him Std.

 

[FEproducerKen]

I would bet they would give him Std.

You are correct. I checked and that is the standard rate. Still not bad though.

 

[WinoBlues]

You are correct. I checked and that is the standard rate. Still not bad though.

Just tell Suzy Lee said it was OK.

 

[PittAgent]

CSA standard NT 51 M is 42.33 for 20k.

 

[WinoBlues]

You are correct. I checked and that is the standard rate. Still not bad though.

UH also pays on notification of death from a funeral directer. In other words, person dies on Sunday, FD Faxes the notification to UH on Monday, Check is in the mail or fedEx that afternoon or the next morning.

Claim this week - They got claim paperwork on Monday morning and had a $150,000.00 check in the mail Monday evening.

 

[rousemark]

I got a guy 51 M NT that wants 20K in coverage for $40/mo. He's been shopping around. He's healthy. His only med is Xanax for anxiety.

He didnt want RNA 25K for $47/mo. He wants exactly $20K.

Does any company do a fully UW product under $25K? And what's the price. Thanks.

The companies that write a FU plan under 25K face will be within a couple of $ of your 25K rate.. Wouldn't really make much sense..