Gerber Life Guaranteed Issue

What is the difference between the Gerber product and Mutual of Omaha's GI product?
 
From what I hear, one will be better for 75+ and the other 74 and under. Or something like that. Don't quote me on the ages.
 
What is the difference between the Gerber product and Mutual of Omaha's GI product?

Gerber and MOO are priced about the same up to the age of 65 on men and age 70 on women at which point MOO win out and that's also where Vantis wins out. Here is a sample breakdown.

See attached chart that breaks down each carriers pricing strengths.
 

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  • Kemper_Gerber_Vantis_$10,000 Comparison.pdf
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Gerber and MOO are priced about the same up to the age of 65 on men and age 70 on women at which point MOO win out and that's also where Vantis wins out. Here is a sample breakdown.

See attached chart that breaks down each carriers pricing strengths.

If I sign up for the Gerber GI product does that also get me their Med Sups or is that separate?
 
Gerber and MOO are priced about the same up to the age of 65 on men and age 70 on women at which point MOO win out and that's also where Vantis wins out. Here is a sample breakdown.

See attached chart that breaks down each carriers pricing strengths.

Do you know how the chargebacks will work with gerber?
 
If I sign up for the Gerber GI product does that also get me their Med Sups or is that separate?

It is the same contract. To my understanding, if an agent already has the Gerber Med Supp contract, they will automatically be set up for the new life products, including the GI.
 
It is the same contract. To my understanding, if an agent already has the Gerber Med Supp contract, they will automatically be set up for the new life products, including the GI.

Good to know. Their med sups have just become competitive again.
 
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