- 29,522
Your #'s are very close and that's a great analogy.Using those numbers, anything over 72k, the annuity agent makes more, anything under, the med supp agent makes more. In practice though, the same agent should be selling both.
Keep in mind that MYGAs are almost always rolled at the end of the surrender/level interest payment so if the agent stays in touch and still knows the market, they'll likely get paid again (like the med supp agent moving his client and continuing FYC renewals).