Guaranteed Isue and Americo

[nfl72]

I write primarily with Foresters and Genworth. I am set up with Americo and UHL as well but very rrarely ever use them

In the past I used to go with Columbian for GI but am no longer with them. I have written a few GI with UHL but not many. I actually don't like messing with them. It seems like too many of them are a chargeback waiting to happen. That being said how is the Americo GI? I also am getting set up with Mounumental. Of my current sources who has the best GI?

 

[Rearden]

Vantis -- check out the Offers forum.

I write primarily with Foresters and Genworth. I am set up with Americo and UHL as well but very rrarely ever use them

In the past I used to go with Columbian for GI but am no longer with them. I have written a few GI with UHL but not many. I actually don't like messing with them. It seems like too many of them are a chargeback waiting to happen. That being said how is the Americo GI? I also am getting set up with Mounumental. Of my current sources who has the best GI?

 

[rousemark]

What state? Are you looking for a true GI or would one with a couple of gate keepers, "Are you currently confined?, Have you been diagnosed as terminal or have you had HIV?' be acceptable?..

 

[jdeasy]

I write primarily with Foresters and Genworth. I am set up with Americo and UHL as well but very rrarely ever use them

In the past I used to go with Columbian for GI but am no longer with them. I have written a few GI with UHL but not many. I actually don't like messing with them. It seems like too many of them are a chargeback waiting to happen. That being said how is the Americo GI? I also am getting set up with Mounumental. Of my current sources who has the best GI?

Americo is a tru GI, but it is outrageously priced. Not even worth considering. I send my GI business to MoO. Or, I did.

I now send them to Newby and he uses Vantis. Vantis is about the same price as MoO.

 

[WinoBlues]

Americo is a tru GI, but it is outrageously priced. Not even worth considering. I send my GI business to MoO. Or, I did.

I now send them to Newby and he uses Vantis. Vantis is about the same price as MoO.

Xs 2, except contact Brad (360) and get contracted with vantis.

 

[Newby]

Americo is terribly priced for their GI.

Vantis is the only way to go.

 

[rousemark]

if the gate keepers I mention are acceptable, Settlers bronze is an option simply because they do not charge back all commission if the person dies during the graded period. That doesn't apply if you are in a state that has a Bronze II. the bronze II does have the charge back provision.

 

[RonRoberts]

I write primarily with Foresters and Genworth. I am set up with Americo and UHL as well but very rrarely ever use them

In the past I used to go with Columbian for GI but am no longer with them. I have written a few GI with UHL but not many. I actually don't like messing with them. It seems like too many of them are a chargeback waiting to happen. That being said how is the Americo GI? I also am getting set up with Mounumental. Of my current sources who has the best GI?

What do you write with Genworth? My wife and I have a couple of term policies that we bought years ago and at the time they were the lowest priced policies I could find. I later bought another term policy for myself only and West Coast Life was considerably cheaper.

 

[360]

What do you write with Genworth?

Guessing he/she meant to say American Continental.

To me the other GI products on the market are almost unsellable, Americo and UHL are the worst and Presidential isn't all the great but sometimes isn't too bad. The only way I could see selling some of the other junk is in that rare case where a cash heavy person is trying to load up on every GI product they can get their hands on which does happen but just very rarely.

 

[RonRoberts]

Guessing he/she meant to say American Continental.

That is what I was thinking but did not want to assume.