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I was reading on this thread that Hancock pulled out of LTCi but ran into a client that was offered a UL with LTCi rider.
Anyone have experience with this product and what are the pros/cons?
Clients are in mid 40's. A $1m UL with a LTCi rider that looks like it will pay up to $20k/month for 50 months for LTC benefits. Sounds almost to good to be true.
Thoughts?
Female, 42, Premium is $4,600/ annual, Florida, got the policy last year. Husband didn't get a policy yet.
Goal= Find a better alternative to win the business for husband and maybe the wife.
Anyone have experience with this product and what are the pros/cons?
Clients are in mid 40's. A $1m UL with a LTCi rider that looks like it will pay up to $20k/month for 50 months for LTC benefits. Sounds almost to good to be true.
Thoughts?
Female, 42, Premium is $4,600/ annual, Florida, got the policy last year. Husband didn't get a policy yet.
Goal= Find a better alternative to win the business for husband and maybe the wife.
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