G
Guest
Guest
I asked before but no one had any ideas. I have more details.
"Client" is from Vietnam... is a US citizen... owns a beauty salon. She wants to bring her 88 year old father here to the USA and has a lawyer and all the immigration paperwork should be done in a few months.
He will live with her or one of her sisters (I love he Asian cultures as they REALLY take care of their relatives) and she will pay for whatever coverage he can get.
I told her I could not find a company who would write him a major med at that age.
I advised:
1. Call the HICAP office and see if he can buy-in to Medicare (she can afford to pay the premiums).
2. Contact social services and see if he can enroll in Medicaid (MediCal here in CA). She said that was welfare and was opposed. I said "You pay your taxes, take the benefit." I'm not sure immigrants qualify (legal or not.)
3. Hire him to sweep the floors and open the mail and after 3 to 6 months he will be eligible for section 125 (I think?) benefits (cafeteria) which she pays for for her independent contractors (hair cutters, manicuritsts, etc.)
Is there anything else I can tell her or that I can do for her father (whom she says is in pretty good health.)
Can he still get 'final needs' insurance at 88? From whom?
Thanks,
Al
"Client" is from Vietnam... is a US citizen... owns a beauty salon. She wants to bring her 88 year old father here to the USA and has a lawyer and all the immigration paperwork should be done in a few months.
He will live with her or one of her sisters (I love he Asian cultures as they REALLY take care of their relatives) and she will pay for whatever coverage he can get.
I told her I could not find a company who would write him a major med at that age.
I advised:
1. Call the HICAP office and see if he can buy-in to Medicare (she can afford to pay the premiums).
2. Contact social services and see if he can enroll in Medicaid (MediCal here in CA). She said that was welfare and was opposed. I said "You pay your taxes, take the benefit." I'm not sure immigrants qualify (legal or not.)
3. Hire him to sweep the floors and open the mail and after 3 to 6 months he will be eligible for section 125 (I think?) benefits (cafeteria) which she pays for for her independent contractors (hair cutters, manicuritsts, etc.)
Is there anything else I can tell her or that I can do for her father (whom she says is in pretty good health.)
Can he still get 'final needs' insurance at 88? From whom?
Thanks,
Al