Health Reform R.I.P.

[Winter_123]

Guaranteed issue is coming and that is reform. Single payer is not coming so if that is how one has defined reform then there is no reform. "Universal coverage" and "mandate" are wobbly terms. There will be so many carrots and sticks to get people on board that one will be able to argue that there is universal coverage and a mandate. However, if one's goal is to be right about there not being hard requirements that everyone join then there will be room for that too because technically it will be true.

The government will create a system of creditable plans that must include certain elements in order to be eligible for tax credits or subsidy. One of those elements will be guaranteed issue. You will be "free" to go to another plan but will not get the subsidy/or credit, although in theory you still have choice. So, in theory there will be room to argue that even guaranteed issue is not mandated except that you will be punished for not going with a GI plan. The republicans will swallow hard and go for this because it gives them the victory of keeping it in the private sector. The dems will be able to declare some victories as well and leave room to talk about future phases.

 

[TXINSURANCE]

Guaranteed issue is coming and that is reform. Single payer is not coming so if that is how one has defined reform then there is no reform. "Universal coverage" and "mandate" are wobbly terms. There will be so many carrots and sticks to get people on board that one will be able to argue that there is universal coverage and a mandate. However, if one's goal is to be right about there not being hard requirements that everyone join then there will be room for that too because technically it will be true.

The government will create a system of creditable plans that must include certain elements in order to be eligible for tax credits or subsidy. One of those elements will be guaranteed issue. You will be "free" to go to another plan but will not get the subsidy/or credit, although in theory you still have choice. So, in theory there will be room to argue that even guaranteed issue is not mandated except that you will be punished for not going with a GI plan. The republicans will swallow hard and go for this because it gives them the victory of keeping it in the private sector. The dems will be able to declare some victories as well and leave room to talk about future phases.

Correct and well worded.

I am actually thinking there will be SOME non GI products, but who in their right mind would buy them?

 

[InsureGuy5]

Guaranteed issue is fine - there will be a surge in business for us all. The single payer is pie in the sky. We can't afford it and from all accounts it sound like the proposal reform still leaves millions without insurance. Why would anyone want that?

 

[Guest]

Check this out fella's (and ladies)

How Obama could lose health fight


How Obama could lose health fight - Yahoo! News

 

[IndyAgentIDTMY]

Check this out fella's (and ladies)

How Obama could lose health fight


How Obama could lose health fight - Yahoo! News

This healthcare reform debate is quickly becoming an exercise in futility. Obama spent alot of political capital on the stimulus package, which is now becoming painifully obvious.

Yet, based upon the talk coming from the White House, solution is to still push through another huge program we can't possibly afford? Meanwhile, the Medicare & Medicaid are already on the verge of insolvency and there has been little or no conversation on addressing those issues.

 

[bill3173]

Guaranteed issue is fine - there will be a surge in business for us all. The single payer is pie in the sky. We can't afford it and from all accounts it sound like the proposal reform still leaves millions without insurance. Why would anyone want that?

We are in agreement. I'm expecting a continued surge in business and positive thinking people such as yourself will do very well.

Keep up the good work, and I may put you on the list of agents that will be allowed to take advantage of the secret plans.

 

[arnguy]

Sunmed, pray tell, who is the forum ***? I know who the forum as* is!

 

[somarco]

there will be SOME non GI products, but who in their right mind would buy them

Those who don't want to support the unhealthy crowd.

We already have a two+ tier system for individual major med in almost every state. No reason that cannot continue with GI running beside medically underwritten products.

It exists in the life insurance biz as well.

You guys can't see the forest for the trees.

 

[bill3173]

Sunmed, pray tell, who is the forum ***? I know who the forum as* is!

Who is the forum as*? I know that djs is president, that was firmly established some time ago.

 

[djs]

Who is the forum as*? I know that djs is president, that was firmly established some time ago.

And don't you ever forget it..... It was coming up on election time, but to save money, we cancelled all future presidential elections.

Now, if I only knew what I was president of???? It's either of the forum as*? or the forum idiots.

Dan