Help Me Find a Hospital Indemnity Plan!

I need to find one with a short waiting period for pre existing conditions, and also one that won't decline if somebody has been advised to have surgery (Aflac declines for this).

Also, I need to find one that offers a lump sum benefit for outpatient surgery....

Any suggestions?

Thank you so much!
 
I already had surgery last weekend. Can I buy a hospital indemnity policy on a GI basid and have it dated back for about a week?

My OOP is $5K for the year so I only need the policy to pay that amount.

Rick
 
I'm looking for some underwater home insurance to pay me the difference I'm negative equity, backdated to oh....let's say 07'.
(I'd love to start that product with anyone at these low prices). We'll be sure to bank the necessary reserves, and adhere to Dodd Frank.:twitchy:
 
I think Obama had giveaways to underwater homeowners, too, and it worked about as well as Obamacare will.
 
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