Help With Life Case

[WinoBlues]

How long does it usually take to get an inforce illustration? I have a client who asked for two about 2 weeks ago, and they haven't arrived yet. One was from TransAmerica and the other was from United Fidelity

That should be the outside average. Some companies are a little slower many are about 7-10 days. They may be mailing them. Always ask that they be emailed or faxed. Some will only mail but always ask.

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If the guaranteed column only runs for eight more years then the policy is only GUARANTEED EIGHT MORE YEARS!

The agent who told this guy the projected column is also the guaranteed colum is smoking crack. Even if the interest rate is the same crediting to both columns, the guaranteed side takes into account the maximum charges & policy fees within the policy compared to what the company is actually charging that reflects the projected column.

That 100%

A a more conservative projection may have been a to age 95 at midpoint. Which would have jacked the premium way up.