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Here is Foresters New Stuff.
The rates, sample app, and Build Chart.
Wow, rates def up.....I used Foresters a lot in 4 scenarios. 1) Client uses Furmoside (sp) so cant go RNA. 2) Client mentions needing a Will. 3) After looking at Fexquotes Foresters is at least $5/mo cheaper then RNA or 4) a specific health issue thats ok with them & but not with others (I have 1 now that needs another 12 days for it to be 3yrs since shes had cancer treatment, but has MS so its graded with RNA & Monu requires 4yrs since cancer).
Those higher rates will really affect the 1st scenario above the most I think!
I write over 300 apps per year. Only a handful per year are Foresters. Not like it's a big loss or anything. Not having AmCon in Ca is a drawback for you but you do have Americo there.
Plus, word is that RNA is going to remove furosemide from the decline list again. I don't know when that's supposed to happen. It's only been a decline for two years. It will still be a decline if they take it for CHF. Just not for leg and feet swelling.
Finally they've did something about sleep apnea and oxygen on the new apps.. bout time
Aint cool about amputation from diabetes.. this is now a knockout?? Not good Foresters.. not good
Damn, them Americo rates now...
how many diabetic amputees do you write? I can't remember writing any.
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commission levels now start at 135... go up to 160... anything less than a 150 and you're getting screwed..
how many diabetic amputees do you write? I can't remember writing any.
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commission levels now start at 135... go up to 160... anything less than a 150 and you're getting screwed..