HHS wants to med supps gaurenteed Issue

[gregj]

Maybe so. But I'd much prefer that CMS and HHC get out of Dodge.

why is it people don't get that generally speaking the regulated run their regulators? it's been the case for almost 100 yrs

 

[vic120]

That same argument was floated after Obamacare passed in 2010 when folks thought you could wait until you got sick and buy health insurance at that point.

Here is the difrence, with Obamacare we are talking about having Ins vrs not having ins and you cannot just purchase anytime of the year

Big difrence in saying I will go with $0 premium MA plan and IF I need more coverage I will upgrade next EP

Also I do work the NY market, GI state, and they have epic easy to qualify for extra help though Epic

And Many times I have had someone who has MA plan found out they go cancer, and we can get them effective next month on med supp

Yes I get some thatt go Med Supp right away, and I have many who would not consider MA in NY even knowing this

But there are also many that do have this thinking I can just upgrade when and if I get a diagnosis

 

[axeman462]

Here is the difrence, with Obamacare we are talking about having Ins vrs not having ins and you cannot just purchase anytime of the year

Big difrence in saying I will go with $0 premium MA plan and IF I need more coverage I will upgrade next EP

Also I do work the NY market, GI state, and they have epic easy to qualify for extra help though Epic

And Many times I have had someone who has MA plan found out they go cancer, and we can get them effective next month on med supp

Yes I get some thatt go Med Supp right away, and I have many who would not consider MA in NY even knowing this

But there are also many that do have this thinking I can just upgrade when and if I get a diagnosis

here's another difference: in NY plan G for age 65 according to S&S is averaging $300/mo, in my part of Florida its averaging about $200/mo. And I know florida is already on the high side for medsupps

 

[annon123]

And Many times I have had someone who has MA plan found out they go cancer, and we can get them effective next month on med supp

But there are also many that do have this thinking I can just upgrade when and if I get a diagnosis

Sure with cancer you get them on, for example, UHC since they don't ask about cancer (presuming no other issues that would cause them to fail). BUT with getting a "fail medical underwriting" diagnosis where you'd fail across the board for the supps, some don't get that they can upgrade if and only if they live in a state that has no medical underwriting to switch (or they can somehow pass medical underwriting anyway). I sure hope those who think they can just upgrade immediately when needed really understand the issues. I know many think, "oh that won't happen to me"... Let's hope not but they can't see the future any better than we can. I find, as I am sure all of us do, some of them are really resistant to changing their assumptions.

 

[rmhaire]

here's another difference: in NY plan G for age 65 according to S&S is averaging $300/mo, in my part of Florida its averaging about $200/mo. And I know florida is already on the high side for medsupps

And in South GA, $117 with Bankers Fidelity. In AL even lower, $107. Also BF.