Just for clarification, UM/UIM will not fix your car, that would help cover injuries. UMPD is what you need (uninsured motorist property damage). Not sure what state you are in, but if you have this, then your policy (if coverage applies) will cover up to around $3500 (at least in CA, varies by state).
Is your policy business use or a true commercial business policy? I may be wrong, but I didn't think Progressive wrote courier coverage on personal cars (they do on commercial vans). Again, this could vary a lot by state as well.
Dan
Is your policy business use or a true commercial business policy? I may be wrong, but I didn't think Progressive wrote courier coverage on personal cars (they do on commercial vans). Again, this could vary a lot by state as well.
Dan
