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That is despicable: all he did was mess those people up by trying to put a dollar in his own pocket. We'll just see what the end result is for him as well. In a word: sleazy. He is incompetent on many levels. When it comes to proof of income the policy will just fall off anyway. I'm not sure what he was thinking he would accomplish other than loss of business, loss of reputation, and possibly loss of his license over a few months income?