How do I learn Annuities ..?

[MTC]

First learn what they are, then learn what they do. After that, you can start shopping for companies.

Quite a few books to help you get started:

https://www.amazon.com/Taxation-Suitability-Annuities-Professional-Advisor/dp/B086PV22R6/

[EXTERNAL LINK] - Amazon.com

[EXTERNAL LINK] - Amazon.com

Amazon.com

Jack Marrion's 'A Suitable Approach' is still my favorite but it's out of print. Sheryl's Moore's new book is also incredible.

 

[annon123]

I don't consider who holds the loan on my house the same as who invests my money in an annuity.

That's right. There are major differences. The point I was making is that both industries sell your account. That was in response to someone who wasn't sure what the term meant.

 

[Allen Trent]

That's right. There are major differences. The point I was making is that both industries sell your account. That was in response to someone who wasn't sure what the term meant.

I don't think they are accounts

1 is your debt, the other is your asset.

Your debt is never invested because the lender invested their money by giving it to you. The investors in the mortgage company care about where it is invested & will care about the practices the lender has to analyze who they lend(invest) money in, what neighborhoods, who appraised the value.

You should have the exact same cares as an annuity investor to know who the annuity company is lending the money to, where they are lending/investing & who is appraising/valuing those loans/investments they make