How to Become Health Insurance Broker in Florida

florida2001

Expert
25
Hi
I was always wondering who are the people I speak to when I call health insurance. How do I get job like that? I would like to become health insurance agent in Florida, but do not know where to start. What do I need to do in order to be health insurance broker? can I work from home? How do I get job in company such as florida blue or any other big companies.
.

thank you for advice
 
FL DOI

STEPS TO OBTAIN RESIDENT 2-15 HEALTH & LIFE (INCLUDING ANNUITIES & VARIABLE CONTRACTS) :

Step 1 - You must be:
A natural person at least 18 years of age.
A resident of the state of Florida.
A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]

Step 2 - Must have the following prerequisite(s) before applying:
Successfully taught or completed a 60 hour approved insurance course for life and health including variable annuity insurance. Must be completed within four years of application date. [Click here to find a course] [Requires State Examination]
NOTE: This course is replacing the 40 hour course. F.A.C. rule 69B-227.260, Study Manuals are required for all attendees of a pre-licensing course.
OR
Successfully taught or completed a 40 hour approved insurance course for life and health including variable annuity insurance. Must be completed within four years of application date. [Click here to find a course] [Requires State Examination]
NOTE: This course is being replaced by the 60 hour course. This course will be accepted while providers are transitioning to the new course.
OR
Within the last 4 years, successfully taught or completed:
40 hour life, annuity, and variable contracts pre-licensing course, or
Chartered Financial Consultant (ChFC) from the American College of Financial Services, or
Fellow, Life Management Institute (FLMI) from the Life Management Institute
AND
40 hour health pre-licensing course, or
Certified Employee Benefit Specialist (CEBC) from the Wharton School of the University of Pennsylvania, or
Chartered Healthcare Consultant (ChHC) from the American College of Financial Services, or
Health Insurance Associate (HIA) from the America’s Health Insurance Plans, or
Registered Employee Benefits Consultant (REBC) from the American College of Financial Services, or
Registered Health Underwriter (RHU) from the American College of Financial Services
[Requires State Examination]
OR
Earned a degree which includes at least 9 semester hours of life and health including variable annuity insurance course from an accredited college or university [an official transcript required]. [Exempt from State Examination]
OR
Become a resident of Florida, held a valid resident license with the equivalent line of authority for at least one (1) continuous year prior to applying for a license in Florida, and submit the application for the Florida life and health including variable annuity license within 90 days of becoming a resident of Florida. [Transfer of License]. [Exempt from State Examination]
OR
Have an original letter from the American College of Financial Services certifying the licensee was awarded the Chartered Life Underwriters (CLU) designation. [Exempt from State Examination]

Step 3 - Apply:
Answer all of the questions and pay the fees to complete online application.
[Click here to review fees]
[Click here to apply]
[Fingerprinting fees are not included and must be paid directly to vendor]

Step 4 - Send prerequisite(s) to department:
Send proof of prerequisite, as indicated in Step 2, to the Bureau.
Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 20 days of your passing date. This does not include designations.

Mail to:
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319
[email protected]

Step 5 - Fingerprints:
You must be fingerprinted. [Click here and follow the instructions]

Step 6 - Status notification(s):
Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 7 - Examination:
Disregard this step if you are not required to take an exam.

Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.

Step 8 - Print license:
Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.

Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.
 
FL DOI

STEPS TO OBTAIN RESIDENT 2-15 HEALTH & LIFE (INCLUDING ANNUITIES & VARIABLE CONTRACTS) :

Step 1 - You must be:
A natural person at least 18 years of age.
A resident of the state of Florida.
A United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services. [Click here for more information]

Step 2 - Must have the following prerequisite(s) before applying:
Successfully taught or completed a 60 hour approved insurance course for life and health including variable annuity insurance. Must be completed within four years of application date. [Click here to find a course] [Requires State Examination]
NOTE: This course is replacing the 40 hour course. F.A.C. rule 69B-227.260, Study Manuals are required for all attendees of a pre-licensing course.
OR
Successfully taught or completed a 40 hour approved insurance course for life and health including variable annuity insurance. Must be completed within four years of application date. [Click here to find a course] [Requires State Examination]
NOTE: This course is being replaced by the 60 hour course. This course will be accepted while providers are transitioning to the new course.
OR
Within the last 4 years, successfully taught or completed:
40 hour life, annuity, and variable contracts pre-licensing course, or
Chartered Financial Consultant (ChFC) from the American College of Financial Services, or
Fellow, Life Management Institute (FLMI) from the Life Management Institute
AND
40 hour health pre-licensing course, or
Certified Employee Benefit Specialist (CEBC) from the Wharton School of the University of Pennsylvania, or
Chartered Healthcare Consultant (ChHC) from the American College of Financial Services, or
Health Insurance Associate (HIA) from the America’s Health Insurance Plans, or
Registered Employee Benefits Consultant (REBC) from the American College of Financial Services, or
Registered Health Underwriter (RHU) from the American College of Financial Services
[Requires State Examination]
OR
Earned a degree which includes at least 9 semester hours of life and health including variable annuity insurance course from an accredited college or university [an official transcript required]. [Exempt from State Examination]
OR
Become a resident of Florida, held a valid resident license with the equivalent line of authority for at least one (1) continuous year prior to applying for a license in Florida, and submit the application for the Florida life and health including variable annuity license within 90 days of becoming a resident of Florida. [Transfer of License]. [Exempt from State Examination]
OR
Have an original letter from the American College of Financial Services certifying the licensee was awarded the Chartered Life Underwriters (CLU) designation. [Exempt from State Examination]

Step 3 - Apply:
Answer all of the questions and pay the fees to complete online application.
[Click here to review fees]
[Click here to apply]
[Fingerprinting fees are not included and must be paid directly to vendor]

Step 4 - Send prerequisite(s) to department:
Send proof of prerequisite, as indicated in Step 2, to the Bureau.
Note: If you have taken a prelicensing course, your prelicensing education provider will automatically send the Bureau proof within 20 days of your passing date. This does not include designations.

Mail to:
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319
[email protected]

Step 5 - Fingerprints:
You must be fingerprinted. [Click here and follow the instructions]

Step 6 - Status notification(s):
Once an application has been submitted, you may check your MyProfile account for the status of your application. Deficiencies will be listed under the pending license type.

Step 7 - Examination:
Disregard this step if you are not required to take an exam.

Upon approval, an email will be sent to you directing you to check your messages in your MyProfile account. Messages are where you may view your notifications from the department, such as an authorization for an examination. Follow the message's instructions to schedule the examination.

Step 8 - Print license:
Once all the above steps have been satisfied, the department will send your approval by email. You may then go to your MyProfile account and print your license.

Note: If you are required to take an examination, you will not be able to print your license until the department has received a passing result from the testing vendor.

Thats all? LOL!!
 
hi
thanks for reply.
I see the first thing is to compleye the 60 hr course. which course is it? where can i sign up for it? has anybody taken one?
the other thing , after passing the course, applying and obtaining the license can you work independently as a healt insurance broker?

----------

is it the course 2-15 what am i looking for? in other words, would Ill be able to work as independent health insurance broker after obteining this licence? thank you
 
Yes, it's the RESIDENT 2-15 HEALTH & LIFE

Yes, once you have a license, you can either use it to work as an independent agent or sign up as a captive agent with Florida Blue as they are a captive company.
 
what would be difference in obtaining 2-15 license vs 4-40(professional service representative). In other words what you can do with these licenses.

thank you
 
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