How to Get Loss Runs when Prospect Doesn't Have Previous Policy #?

[sam816]

I have a prospect that is shopping for a BOP policy, he had a liability claim (slip and fall) of about $2k in 2012 when he was insured by Travelers. He is currently with a different carrier and can't find the previous Travelers policy #. Will Travelers (or other carriers in similar situation) provide loss runs if we send in a request without policy #?

TIA.

 

[nyc2phi]

I have a prospect that is shopping for a BOP policy, he had a liability claim (slip and fall) of about $2k in 2012 when he was insured by Travelers. He is currently with a different carrier and can't find the previous Travelers policy #. Will Travelers (or other carriers in similar situation) provide loss runs if we send in a request without policy #? TIA.

I would just have the insured call and they can verify his info over the phone.

 

[Indiana_Adam]

2nd what NYC said. Have him call the agency or Travelers directly and request the loss runs. I would have him get the policy number as well and sign a request for loss runs just in case so you can fax in future if needed.

 

[bobbygrv]

I have a pre typed "loss run request" form that I give to clients. It allows them to fill in their FEIN #, Employer name and the policy year they are looking to request the loss runs for. Have them throw it on their letterhead and fax/mail this to the carrier. You could call, but I like to keep track of my mailings/response time. By law, they have x amount of days to send them back out to the client.