HSA question

[LostDollar]

Depends on whether you enroll in Medicare (at least Part A) at 65 or after 65.

The issue is when you have a delayed (after 65) enrollment in part A, your part A effective date can go back.

 

[LostDollar]

Caveat, not an agent.

AARP article:

Health Savings Account Contribution - Medicare Entitlement

 

[DS4]

Caveat, not an agent.

FSA. Not such a hot deal when the employer fires you.

Employers don’t fire good employees

 

[LostDollar]

Employers don’t fire good employees

That sounds like an urban legend.

 

[Travis Price]

Employers don’t fire good employees

That's hilariously inaccurate.

Poor managers fire good employees all the time.
Poor companies lay off good employees all the time.

 

[The Benefit Coach]

Caveat, not an agent.

FSA. Not such a hot deal when the employer fires you.

Actually, a really good deal if you’ve already spent your balance before getting fired.

 

[somarco]

Actually, a really good deal if you’ve already spent your balance before getting fired.

There are HSA's and FSA's intermingled in here so I am not sure which one you are referencing.

HSA funds (including those funded by an employer) belong to the employee. An FSA is usually forfeitable when the employee leaves.

I am not addressing Benefits Guy, as I presume he knows the difference. But there are others (including lurkers) who may not know the difference in an HSA and the NSA.

 

[The Benefit Coach]

FSA. Yeah, benefits is a real alphabet soup world - FSA, HSA, HRA. And they’re all distinctly different.

 

[lesliemoor1979]

I thought you cant make deposits to a hsa plan stopping 6 months before Medicare signup

if there is such a possibility ?!