Got a call earlier this week from a guy whose COBRA was expiring. Said he was rejected by Blue and having trouble finding coverage.
Could I help?
Possibly.
According to him his only issue is he smoke an occasional cigarette, might go through a pack a month, and takes cholesterol meds.
Somehow I have a feeling there is more to the story.
Just the usual aches and pains for a 55 year old guy. Nothing major. Oh, and I also applied with Humana.
What did they say?
Nothing yet, still in underwriting.
OK . . . here is an app for Aetna. Fill it out & fax it back, I will look it over and let you know.
Next day based on what I saw, it was going to be a bit of a challenge, but no big deal. Even pre-screened him with Aetna, Cigna and a few others. Aetna at +30% seemed like the best shot.
We submitted an app to Aetna yesterday.
This AM he emails me the rejection letter from Humana.
Seems in addition to the cholesterol and tobacco, he also has COPD, elevated PSA and an enlarged prostate plus a couple of minor issues.
Somehow the COPD and elevated PSA never came up in earlier conversation.
Could I help?
Possibly.
According to him his only issue is he smoke an occasional cigarette, might go through a pack a month, and takes cholesterol meds.
Somehow I have a feeling there is more to the story.
Just the usual aches and pains for a 55 year old guy. Nothing major. Oh, and I also applied with Humana.
What did they say?
Nothing yet, still in underwriting.
OK . . . here is an app for Aetna. Fill it out & fax it back, I will look it over and let you know.
Next day based on what I saw, it was going to be a bit of a challenge, but no big deal. Even pre-screened him with Aetna, Cigna and a few others. Aetna at +30% seemed like the best shot.
We submitted an app to Aetna yesterday.
This AM he emails me the rejection letter from Humana.
Seems in addition to the cholesterol and tobacco, he also has COPD, elevated PSA and an enlarged prostate plus a couple of minor issues.
Somehow the COPD and elevated PSA never came up in earlier conversation.