I Love This Roller Coaster Stuff

souldeux

Guru
1000 Post Club
If I've learned nothing else, I've finally figured out that this job is not for anyone who likes stability. At least, not in the early going.

Let me tell you about the past two days of my life.

Yesterday, my ex-fiancee went insane. Absolutely insane. On the advice of my lawyer I won't go into any details, but suffice to say that she crossed an unacceptable line. That happened at the end of a very frustrating day during which two good prospects went belly-up and my lead flow was mysteriously dry. I also signed up with Norvax yesterday morning and, as of today, haven't heard anything back from them. They had no problem billing me on time...but I digress.

After dealing with Batshit McCrazy, my current fiancee and I, along with two mutual friends, decided to go get dinner and discuss what had happened. As young folks are known to sometimes do, I made a questionable decision and enjoyed quite a bit of the adult beverage selection.

Of course, I paid the price for that this morning and spent most of the day working from bed and promising myself "never again until next time." You can imagine how productive that was.

Around 5:30, I had pretty well decided that the universe hated me and that I was destined to live in a van down by the river. So, I dragged myself out of bed, feeling like a midget with a battleaxe was following behind whacking me in the base of the head, and went to the bookstore. A cup of coffee and a new paperback usually cheers me right up.

On the way to the bookstore, a client called to let me know that she had finished her application and had just hit "submit." I was surprised - this particular client has been so fickle that I had placed them in the drip file and largely forgotten about her. That was an awesome surprise and made me think that maybe, just maybe, I'm not the worst insurance agent ever.

Got my book. Got some coffee. Got back in the car.

Another client called me, one that I had written off as lost to another agent. Apparently, the other guy dropped the ball hardcore and infuriated the client. The client then remembered my email (if I get a shared lead and can't reach them within two minutes on the phone, I send an email, then another email the next day, then skip a day, then email three) and called me up. He's ready to go, knows what he wants, is ready to sign on the dotted line - basically, just wants to use someone else to spite the original agent. And he's qualified, too, which was shocking (anyone else ever find that the people most anxious to get their new policy are the people that have enough medical problems that the mere fact that they're walking around should land them on Discovery Channel?). Works just fine for me.

And then, I hear from my lawyer. Nothing to do with the ex-fiancee-fiasco - he just wanted to talk health and life insurance for his eleven-person firm. Who would have thought that the ex going off the deep end would pay so well?


And to think, two hours ago I was picking out color swatches for the drapes in my van-house.

It's true what they say - water sits there at 211, boils at 212. You never know when you're one degree away. Don't let yourself get down, and don't get down on yourself. I thought I was about to freeze today - and then bam, hello 212. You never know.
 
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That is this business, happens to me, just not as often. I had a bad couple of days, then quit answering the phone today and got 3 folks call to do what I recommended 3 months ago. Also understand the over indulgence of adult beverages, but trust me, as you get older recuperation takes longer and feels alot worse.
But good things happen if you keep your bait in the water.
 
You can never give up in this business.
I'm glad that your water finally boil.

I can't tell you how many times, I was stood up on an appointment and instead of giving up, I just went to the neighbors house and sold them instead.

The trick is to always have your bait in the water, and never to give up.
 
Great Post. A must read for any new agent wanting to get into the business.

Hang in there; the longer you are in the business, the smoother the roller coaster gets. Tomorrow will be better!
 
I had a wonderful day, but it really has been the past 4 days.

I had a life insurance policy with a $1,300 premium postponed until my client sees his doctor in 3 weeks. Likely will be declined because his doctor is a twit.

I had another life policy for $3,200 annual declined because of the labs drawn by the paramed. The *** won't let me write $50K of final expense which she will qualify for at the same premium because she's upset. Her birthday was 5 days ago and is going to lose her "age."

But I did get a $75/month health application approved.

Oh yeah, I threw out my back.

There was good news. Chumps has allowed me to become an voting member of his association for a quarterly payment of $1,750. That's 50% off the usual price so I feel much better about myself now.

Rick
 
I thought life insurance age was based on "nearest age". Is that not how all companies work?
 
When this job works it is like having a license to steal. When it doesn't it can suck out loud.

Many times it has seemed like the universe was totally against me and then all of a sudden, out of nowhere, the same thing you experienced happened to me.

When I first started in this business I simply thought I was having a "lucky" day. Then I realized it had nothing to do with luck. It was the result of the hours and days I had spent working my butt off, days when it didn't seem as though I was making any headway.

Those people called because you are good at what you do and worked hard to make it happen.

Good job.


 
We all have bad days, weeks and months in this business. It can be a roller coaster. One thing I learned is when it is good, don't slow down and keep reaching up. I've made the mistake a couple of times, when things are going great of slowing down.

It is like pushing a train sometimes. IT is hard to get started, but once you do, it gets easier and easier. When the train is going fast you can slow down, because when it gets back going slow, it hard work and if it stops, you are screw.

Also, try and put some money aside of leads or prospecting. Don't eat your seed. It takes money to make money in this business.

I want to tell new agents, that you can't show up broke and not willing to work hard and make it. This is hard work. But if you do it right it is very rewarding.

Just remember if they can do it, you can do it.

The key is to always help your clients. Find out what is wrong and fix it for them. You need to be the answer to their problem. You need to have the answer to their problem. I use insurance to protect their family members. I want to be there for them when the times are bad and good.

You don't sell insurance, you sell yourself , your services and a promise to them to be there for them.
 
If I've learned nothing else, I've finally figured out that this job is not for anyone who likes stability. At least, not in the early going.

Let me tell you about the past two days of my life.

Yesterday, my ex-fiancee went insane. Absolutely insane. On the advice of my lawyer I won't go into any details, but suffice to say that she crossed an unacceptable line. That happened at the end of a very frustrating day during which two good prospects went belly-up and my lead flow was mysteriously dry. I also signed up with Norvax yesterday morning and, as of today, haven't heard anything back from them. They had no problem billing me on time...but I digress.

After dealing with Batshit McCrazy, my current fiancee and I, along with two mutual friends, decided to go get dinner and discuss what had happened. As young folks are known to sometimes do, I made a questionable decision and enjoyed quite a bit of the adult beverage selection.

Of course, I paid the price for that this morning and spent most of the day working from bed and promising myself "never again until next time." You can imagine how productive that was.

Around 5:30, I had pretty well decided that the universe hated me and that I was destined to live in a van down by the river. So, I dragged myself out of bed, feeling like a midget with a battleaxe was following behind whacking me in the base of the head, and went to the bookstore. A cup of coffee and a new paperback usually cheers me right up.

On the way to the bookstore, a client called to let me know that she had finished her application and had just hit "submit." I was surprised - this particular client has been so fickle that I had placed them in the drip file and largely forgotten about her. That was an awesome surprise and made me think that maybe, just maybe, I'm not the worst insurance agent ever.

Got my book. Got some coffee. Got back in the car.

Another client called me, one that I had written off as lost to another agent. Apparently, the other guy dropped the ball hardcore and infuriated the client. The client then remembered my email (if I get a shared lead and can't reach them within two minutes on the phone, I send an email, then another email the next day, then skip a day, then email three) and called me up. He's ready to go, knows what he wants, is ready to sign on the dotted line - basically, just wants to use someone else to spite the original agent. And he's qualified, too, which was shocking (anyone else ever find that the people most anxious to get their new policy are the people that have enough medical problems that the mere fact that they're walking around should land them on Discovery Channel?). Works just fine for me.

And then, I hear from my lawyer. Nothing to do with the ex-fiancee-fiasco - he just wanted to talk health and life insurance for his eleven-person firm. Who would have thought that the ex going off the deep end would pay so well?


And to think, two hours ago I was picking out color swatches for the drapes in my van-house.

It's true what they say - water sits there at 211, boils at 212. You never know when you're one degree away. Don't let yourself get down, and don't get down on yourself. I thought I was about to freeze today - and then bam, hello 212. You never know.

Hang in there and keep plugging away. Hopefully your attorney knows some people who might need your services.
- - - - - - - - - - - - - - - - - -
I had a wonderful day, but it really has been the past 4 days.

I had a life insurance policy with a $1,300 premium postponed until my client sees his doctor in 3 weeks. Likely will be declined because his doctor is a twit.

I had another life policy for $3,200 annual declined because of the labs drawn by the paramed. The *** won't let me write $50K of final expense which she will qualify for at the same premium because she's upset. Her birthday was 5 days ago and is going to lose her "age."

But I did get a $75/month health application approved.

Oh yeah, I threw out my back.

There was good news. Chumps has allowed me to become an voting member of his association for a quarterly payment of $1,750. That's 50% off the usual price so I feel much better about myself now.

Rick

Well maybe this will cheer you up a little. I like your avatar. :biggrin:
 
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